mark berch

Mark Berch

Trade house
A firm that deals in actual commodities.

Mortgage life insurance
A life insurance policy that pays off the remaining balance of the insured person's mortgage at death.

London Metal Exchange (LME)
A market for trading base metals, where tradedoptions contracts are available against the underlyingfutures contract.( - Mark Berch)

Mark Berch: Dirty price
Bond price including accrued interest, i.e., the price paid by the bond buyer.

Outstanding shares
Shares that are currently owned by investors.

Depository institution
A financial institution that obtains its funds mainly through deposits from the public. This includes commercial banks, savings and loan associations, savings banks and credit unions. ( Mark Berch )

Institutional Brokers' Estimate System (IBES)
Service that assembles analysts' estimates of future earnings for thousands of publicly traded companies, detailing how many estimates are available for each company and the high, low, and average estimates for each.

Mark Berch

CMO REIT
A very risky type of Real Estate Investment Trustinvesting in the residual cash flows of Collateralized Mortgage Obligation (CMOs). CMO cash flows are derived from the difference between the rates paid by the mortgageloan holders and the lower, shorter-term rates paid to CMO investors.

Mark Berch: Trend Ratio Analysis
The comparison of the successive values of each ratio for a single firm over a number of years.

Mark Berch: Mean-variance analysis
Evaluation of risky prospects based on the expected value and variance of possible outcomes.